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Arthur E. Lloyd to Charles W. Chesnutt, 28 September 1921

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  THE ALBERT REES DAVIS CO. GENERAL INSURANCE CITIZENS BUILDING CLEVELAND, O. CHARLES W DAVIS, PRESIDENT M McI DAVIS, VICE PRESIDENT A E LLOYD, SECRETARY JOHN R. DAVIS, TREASURER TELEPHONES BELL MAIN 4892 OHIO STATE CENTRAL 2478 Mr. Charles W. Chesnutt, Williamson Building Cleveland, O. Dear Sir:-

Enclosed please find Insurance Company of North America policy #5690,1 covering in the amount of $1,000 on household furniture situated 9719 Lamont Street, Cleveland, Ohio.2 Contract issued for a period of three years dating October 20th, 1921.3

Trusting enclosure may be found in order, and thanking you for the favor of the business, we are

Yours very truly, THE ALBERT REES DAVIS COMPANY A. E. Lloyd Secretary. L-K Enc.



Correspondent: The Albert Rees Davis Company was a leading insurance company in Cleveland incorporated in 1916, created from his previous insurance business by White Ohioan Albert Rees Davis (1867–1919) as a family company. Davis' wife Mary Mabel McIntosh (b. 1876) was vice president; his brother John Robert Davis (1881–1947) treasurer; his nephew Charles later took over the company. Arthur E. Lloyd (1890–1939), a White man from Chicago, Illinois, was secretary for the company from 1920 until his sudden death from a heart attack at age 48.



1. Founded as a general insurance company in 1792 in Philadelphia, the Insurance Company of North America (later INA) was one of the largest insurance companies in the nineteenth and twentieth centuries, first primarily in fire insurance for homes and businesses, but adding marine and life insurance in the late nineteenth century. [back]

2. After relocating to Cleveland in 1884, Chesnutt's family lived in a series of rental houses (on Wilcutt Avenue, Ashland Avenue, and Florence Street), and then built a home to Chesnutt's plans at 64 Brenton Street, where they lived from May 1889 until May 1904. At that time, he purchased the house at 9719 Lamont Avenue, which continued to be owned by the Chesnutt family after his death in 1932 (see Helen Chesnutt, Charles Waddell Chesnutt: Pioneer of the Color Line [Chapel Hill: University of North Carolina Press, 1952], 37–39, 48 and 184–185). [back]

3. See also the letter from D. L. Murray on behalf of The James and Manchester Co. from October 1, 1921, regarding the insurance of the Chesnutt's 9719 Lamont Street home itself for the same three years. Combined homeowners' insurance policies that covered both the exterior of the building and its furnishings did not exist until the 1950s. [back]